If you use a firearm for self-defense, don’t rely on the Liability portion of your Homeowners Policy for coverage. Most homeowner policies exclude coverage for bodily injury and property damage caused by the insured’s intentional act.
To offset the voids in most homeowner policies, several entities offer a variety of solutions. Pre-paid legal services, insurance backed plans and grants make up the majority of available options. After reviewing several plans, Concealed Carry Marketplace endorses Second Call Defense.
Second Call Defense not only provides an NRA Endorsed Liability and Criminal Defense Insurance benefit, but also offers:
- A 24/7 Emergency Hotline
- Immediate Cash for Bond.
- An Immediate Attorney Retainer up to $10,000.
- Expert Witness Coordination
- Psychological Support
Although similarly structured memberships exist, in our opinion, none offer the perks of the Second Call Defense program and are backed by an A rated NRA Endorsed Insurance Program.